These terms govern use of the website of KeepMoreGCI, a brand owned and operated by Keran Smith LLC ("we," "us," or "our"), and its, educational materials, tax savings review requests, calls, and the Agent Tax & Wealth Masterclass. Please read them before participating. Any separate signed service agreement controls if it conflicts with these terms regarding that service. Nothing here removes rights that cannot lawfully be waived.
1. Eligibility and appropriate use
Our offerings are intended for adults aged 18 or older. Provide accurate information, use only your own registration or appointment details, and do not impersonate others, disrupt sessions, distribute malware, harass participants, or attempt unauthorized access. We may restrict access for misuse, subject to applicable law and any separate service agreement.
2. Education, not individualized professional advice
Website content, webinars, examples, Q&A and introductory calls provide general education and information. They are not individualized tax, legal, investment, accounting or financial advice. Participating or sharing information does not by itself establish an attorney-client, accountant-client, fiduciary or other professional advisory relationship. Any professional engagement must be separately agreed in writing.
Tax rules change and depend on your facts, jurisdiction, income, entity structure, documentation and eligibility. Consult your own qualified tax, legal and financial advisers before implementing strategies, changing entities, claiming deductions, filing returns or making investments. You remain responsible for your decisions, filings, payments, records and compliance.
3. Savings claims, illustrations and offer conditions
Examples, testimonials, income figures, refund amounts and tax-reduction percentages are illustrative, are not typical results, and do not guarantee savings, income, investment performance or any particular outcome. A review may identify potential planning opportunities rather than an immediate cash refund or a reduction in every type of tax.
Any advertised savings guarantee, turnaround period, eligibility condition or "pay nothing" offer is subject to the specific written offer terms provided before a paid engagement. These website terms do not expand or cancel an express written promise or rights under applicable law. A free registration or review request alone does not authorize a charge; any paid service requires a separate agreement.
4. Calls, scheduling and webinar access
Calls and sessions are subject to availability. Check your confirmation and time zone, keep your contact details current, and use the scheduling confirmation to request changes where available. Dates, presenters and content may change; cancellations, rescheduling and any paid-service refunds are governed by the applicable offer or service agreement and law. We do not guarantee that recordings, replays, or particular Q&A answers will be available.
Your personal Zoom join link is for your use and should not be published or shared. Calendar links generate an event based on the displayed or upcoming session when clicked; they do not automatically modify a calendar entry you already saved. Confirm current session details before attending. Access may depend on third-party software and your internet connection.
5. Confidential information and recordings
Do not disclose Social Security numbers, account credentials, complete tax returns, client information, or other sensitive material in public chats or open sessions. Information discussed in a group setting is not necessarily confidential or legally privileged. Use a separately agreed secure process if documents are requested for an engagement.
Any recording is subject to session-specific notice and consent required by law. These terms do not provide blanket recording consent. Do not record, redistribute or publish a session or other participants' information without authorization and any required participant consent. Promotional use of your testimonial, name, image or voice requires separate permission.
6. Intellectual property
Unless otherwise stated, our presentation materials, videos, written content and branding are owned by us or our licensors. You may access materials made available to you for your own lawful personal or internal business learning. You may not resell, republish, publicly distribute or commercially exploit them without permission, except where applicable law allows. Other companies' names and trademarks belong to their owners; references do not imply affiliation or endorsement.
7. Third-party services and communications
Booking, webinar, video and calendar services may be supplied by third parties, including GoHighLevel and Zoom, under their own terms. We are not responsible for third-party outages or changes beyond our control. A request or registration may result in relevant confirmations and reminders. Marketing communications are subject to applicable consent and opt-out requirements, not automatic consent created by these terms. Our Privacy Policy explains information handling.
SMS messaging terms
When you provide your phone number on our forms, you agree to receive text messages from KeepMoreGCI (Keran Smith LLC), including appointment reminders, webinar access links, and informational messages. Consent is not a condition of purchase. Message frequency varies. Message and data rates may apply. Reply STOP to cancel at any time; you will receive one confirmation message. Reply HELP for help. Carriers are not liable for delayed or undelivered messages.
8. Disclaimers and limitations of liability
To the extent permitted by law, free website content and educational materials are provided "as is" and "as available," without implied warranties of merchantability, fitness for a particular purpose or noninfringement. We do not warrant that all content is complete, current, error-free, or suitable for your situation.
To the extent permitted by law, KeepMoreGCI and its presenters, personnel and service providers are not liable for indirect, incidental, special or consequential losses arising from use of these free materials or sessions, including lost profits, missed savings or business interruption. This does not exclude liability for fraud, willful misconduct, gross negligence, or any liability or consumer right that applicable law does not permit us to exclude. Separate paid-service agreements may contain their own lawful limitations.
9. Resolving concerns
If you have a concern, email support@keepmoregci.com or reply to an email you received from KeepMoreGCI describing the issue so we can try to resolve it. These terms do not impose mandatory arbitration, a class-action waiver, or a particular court venue. Applicable law and any separate signed agreement govern disputes.
10. Changes and remaining provisions
We may update these terms by posting a revised version and date, with additional notice or acceptance where required. Updates do not retroactively change an existing signed agreement. If a provision is unenforceable, the remaining provisions continue to apply to the extent allowed by law.